Water Damage Repair & Restoration
Water damage can cause all sorts of headaches for homeowners, both immediately after the damage occurs and in the long run. From floods to leaky faucets, repairing water damaged wood is a serious pain, and can cause major health and safety issues. Follow this home improvement guide to stop, repair, and prevent water damage in your home. Not only can it ruin your prized possessions, but also the house in which they are stored. If you’re able to act quickly, you can minimize the damage and possibly save some of your possessions.
The most common causes for home water damage are:
- Leaky roof
- Burst pipe
- Faulty window and door installations
- Broken or leaking water lines
- Leaky toilet
It’s important to keep an eye out for these causes so you can catch them early on and avoid expensive water damage to your home.
How to avoid If you don’t yet have any water damage problems, stopping one before it begins may be your best defense. It may cost you money up front but will save you countless dollars in the long run. Think about varnishing wood surfaces, installing sealants around your doors and windows, looking on your roof for holes, and checking your pipes regularly for leaks or rust to prevent water damage.
How To Fix Water Damage
There are many things a family can do to begin repairing water damaged wood and fix water damage, but a certified professional will likely be needed to get rid of any serious health or structural threats. Contaminated storm surges or floods can carry pathogens and become a breeding ground for mold.
- Disconnect the power
Before entering a home affected by water damage, make sure the electrical power is shut off. Exposed wires or plugged in devices can electrocute people, resulting in major injury or even death. Also, it’s best to move slowly through the building when re-entering it for the first time.
- Professional restoration services can quickly identify what items in the home are compromised by water damage and fix. Normally, anything that is porous may need to be discarded if it has come in contact with contaminated fluids. These items, like mattresses, box springs, pillows and particle board, trap more moisture than other materials and foster the growth of microbes.
- Water Damage Extraction.
Once professionals arrive at the building, they will be able to track down any pockets of excess moisture and remove them. Certified technicians can locate these pockets of moisture using equipment that measures the moisture in hidden pockets and behind tile and other materials that may not feel wet on the outside.
- Dry out, disinfect, prevent mold and mildew growth.
Dispose of damaged items responsibly: you’ll be tempted to throw everything into a dumpster and send it all away and out of site. But if you can organize damaged goods into piles and take what you can to recycling centres, you will help alleviate the pressure on your local landfill site.
- Water Damage Restoration – Preventing Future Water Damage Problems
Refit your house with water-resistant building materials. Replace the materials in flood-prone areas of the house with materials such as stone, tile, sealed concrete, waterproof wallboard. Restoration, the final step, is the process of restoring your home or business to its pre-water damage condition. Restoration may involve minor repairs, such as replacing drywall and installing new carpet, or may entail major repairs, such as the reconstruction of various areas or rooms in a home or business. The following building and repair services may be necessary to restore your home to pre-water damage condition.
Repairing Water Damaged Wood
Water damage to furniture as a result of flood or weather is not always as bad as it seems. Often the damage is quite manageable, or at least subject to partial repair. Read on for steps you can take to restore your water-wrecked furniture and carpeting. Black spots on your furniture indicate that water has seeped through the finish into the wood, leading to the formation of mildew. In this case, repairing water damaged wood will have to remove the finish, clean the mildew with a bleach solution, and coat it with a new layer of finish.
Water Damage Claims
Homeowners insurance policies don’t cover floods and might not cover other types of water damage. If you want flood coverage, you’ll have to buy a separate flood policy from the National Flood Insurance Program (NFIP). You may be able to add coverage to your existing homeowners policy to cover things like sewer or drain backup, sudden and accidental water damage from a plumbing, heating, or air conditioning system and watermold remediation.
Filing a Water Damage Insurance Claim
Notify your insurance company as soon as possible if you have a claim. There should be a toll-free claims number on your policy. Most companies require you to tell them in writing, so follow up with a written notice with information about what happened. After you file the claim, you should hear from the insurance company within a day or two. The insurance company will tell you about its claims process and any responsibilities you have. The water damage insurance company should give you the name of the person who will be working on your claim.
The company must start investigating your water damage claim within 15 days after receiving written notice and may ask you for more information. Once you send the information, the insurance company has 15 business days to accept or reject your home water damage claim. If the company says it will pay your claim, it must pay within five business days. If the company rejects your water damage insurance claim, it must explain its reasons in writing.
Mold Insurance Coverage
Mold can start growing within a day or two after a water leak. Stop the flow of water and dry materials as soon as possible to reduce the chances that mold will grow. Move anything that got wet out of your house to keep more mold from growing.
Most insurance policies will pay to remove mold only if it must be removed to repair or replace property that was damaged by a covered peril. You must report water damage that was hidden from view within 30 days of the date you first noticed it. Some companies provide a limited amount of mold remediation coverage and other companies will allow you to buy additional coverage for mold remediation by endorsement.